- Anyone over 18 years of age
- Earning at least $1,800 per month
- Credit Score of 680 or higher.
What are the terms?We currently have 0% introductory financing for approved borrowers for the first year (0% will be anywhere from 0-18 months depending on credit. Most borrowers approved for 1 year or longer). If you don’t pay off the entire balance over the first year, the rest will be financed between 9.95% to 14.95% interest.
Are there other costs?Yes. There is a $199 loan origination fee and is only charged if you accept the loan.
What is the monthly payment?The monthly payment will vary depending on your credit score and loan amount.
How long does it take?The process usually takes 5-7 business days. Once you submit your application we will process it and you will receive a call from the finance specialist. Like buying a car, the finance specialist will verify your income and discuss the different loan options available to you.